Strayer FIN 215 FIN215 Quiz 6 with Answers
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FIN 215 Quiz 6.1 Answers (Strayer)
1. When a primary beneficiary dies before the insured, proceeds are payable to
2. Group life insurance is
3. ____ is a common provision in many term policies.
4. If a life insurance policy pays dividends, it is called:
5. Universal life insurance is
6. The basic purpose of insurance is to
7. The probability of a loss occurring can be reduced by
8. If the objective of your life insurance program is to get the greatest death protection now for your insurance dollars, you should choose ____ insurance.
9. A grace period permits the policy holder to retain insurance even though the premium has not been paid for
10. Through insurance, society is able to
11. Surgical expenses now generally are reimbursed on the basis of
12. Which of the following programs is a public assistance program that provides health insurance benefits only to those who are unable to pay for healthcare?
13. Most employees select ____ for their health insurance needs.
14. The Affordable Care Act's expenditures are to be financed by all of the following except
15. Medicare Advantage policies require payment from the policyholder in the form of a
16. Disability income policies usually have ____ that is a time delay from the date of the issuance of the policy until benefit privileges are activated.
17. The medicare coinsurance payment is usually
18. The majority of employers pay
19. Disability income insurance provides benefits that are designed to
20. Medicare Advantage supplemental benefits include all of the following except
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